With over two decades in the mortgage industry, I bring a wealth of experience that spans the entire loan process. Since starting in 2002 in the secondary market, I have worked across multiple facets of the business, including operations, post-closing, underwriting, and processing. My journey led me to become a Loan Officer Assistant before stepping into my role as a Loan Officer, where I’ve found my true passion—helping clients achieve their homeownership goals.
Having personally funded over $900 million in closed loans throughout my career, I am an extremely seasoned professional who understands the nuances of the mortgage process. Whether guiding first-time homebuyers through their first purchase or assisting seasoned real estate investors in expanding their portfolios, my goal remains the same: to make the home financing process smooth, transparent, and stress-free.
I believe in having the right lender can make all the difference, and I take pride in providing personalized solutions tailored to each client's unique needs. Let's work together to make your homeownership journey a success.
Justin O'Donnell
Sr Mortgage Advisor
NMLS ID# 187328
Welcome!
VA Specialist
Over 1,000 VA loans closed in my career. I’ve developed a specialty in working with veterans, helping them get approved with ease, while also structuring their financing to save money, build equity, and grow long-term wealth.
VA HOME RENOVATION LOAN
A detailed look at the incredible benefits VA loans provide, rightfully earned through service. These explain not just the basics, but the little-known advantages veterans can leverage to their benefit.
VA Loan Fast Facts
Straightforward, no-fluff facts about VA financing. Not the generic internet lists, but insights based on real experience from thousands of files and unique situations.
VA Use of Equity
How Veterans can use their home equity to remodel, purchase a second home or investment property, or consolidate higher-interest debt in a tax-advantaged way.
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CMG HOME LOANS
4050 LEGATO RD
SUITE 100
FAIRFAX, VA 22033
WIRE FRAUD ALERT: Be aware!!! Wire fraud is on the rise! If you receive an e-mail or any other communication that appears to be generated from our company or the title company that contains wire instructions, consider it suspect and call our office at a number you trust. Do not correspond with the sender. Check the senders email address not just the name CMG emails will always come from cmgfi.com or cmghomeloans.com.
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states, the District of Columbia, Guam, Puerto Rico, and the Virgin Islands (https://www.cmgfi.com/corporate/licensing). Registered Mortgage Loan Originator.